sailboats for sale near new york ny

Sailboats For Sale New York

20 listings found.

Westerly conway 36

• United States

1984 Herreshoff Tortola-Trawler Nereia 36′ Sailboat

36 Hunter Vision 1993

Hobie Mirage Tandem Island

• Florida , United States

1972 Luders 36 by Cheoy Lee

Tartan 10 Snowballs Chance

• Connecticut

1975 Bristol 32 Sloop, Keel/CB by Ted Hood (Am’s Cup)

• Massachusetts

Used Yamaha 200 HP 4-Stroke Outboard Motor Engine

Used Yamaha 115 HP 4-Stroke Outboard Motor Engine

33ft Blue Water Sailboat

Freshwater Only – 1989 Hunter 33.5 Sloop-Rigged Cruiser, Shoal Wing Keel

F&C 44′ Ketch

Reeds Cub Scow – SOLD

Melges C Scow

470 sailboat and trailer

• Pennsylvania

1978 Hunter 30 Cheurbini

Sold – Shallow Draft Cat Ketch 24 Cruiser

New and Used Sailboats For Sale

New York can be considered one of the best states to own a sailboat. New York is the only state to offer sailors the saltwater of the Atlantic Ocean and fresh water of the Great Lakes. Because of this, the state of New York offers a wide variety of options for sailing.

No matter what your sailing plans are, SailTrader has a new or used sailboat for sale in New York to suit your needs. Find sailboats near you or for sale nationally.

• Cruising Sailboats

Cruising sailboats are a popular choice for many sailors looking to get on the water with friends and family. For some sailors this means either an afternoon sail or a multi-day adventure. No matter what you’re sailing agenda is, you’re sure to find a variety cruising sailboats for sale in New York on SailTrader. Browse sailboats from popular cruising brands like Hunter, Catalina, Beneteau, Jenneau, Swan, Cal, Tarten, Pearson and more.

• Racing Sailboats

One Design Sailboats

One Design sailboats can often provide the best chance to learn and improve your racing skills. It’s common to find one design racing sailboats near larger bodies of water. Search sailboats for sale in New York from popular one design classes like the J24, J70, Tarten Ten, J105, J111, Melges 24 and more.

Dinghy’s are a often preferred due to the convenience and low maintenance costs. There are different classes that can offer a range of benefits and regattas. Browse dinghy’s for sale in New York like Thistles, Lightnings, Flying Scots, Scows, Optimists, 420’s, Lasers, VX Ones and more. Dinghy’s are also a popular choice in areas of New York that have small bodies of water. For racers, the cost of new sails for a dinghy are far less then a large racing sailboat. Search SailTrader for your next dinghy sailboat. 

Catamarans and Trimarans

Both catamarans and trimarans can be a great choice no matter if you’re a racer or cruiser. Racing multihulls are fast and light while cruising catamarans are wide and comfortable. SailTrader makes it easy to find the right catamaran or trimaran sailboat for sale in New York. We cater exclusively to sailors so you’ll find the latest and most recent sailboats available.

The Sailor's Choice For Sailboats For Sale in New York

SailTrader is exclusively designed to makes it easy for dealers and to privately  sell a sailboat . Browse local New York sailboat listings above or search sailboat listings nationwide.

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Sailboats for sale in New York

• Sailboat Listings
• United States
• Catalina (33)
• Hunter (24)
• Pearson (24)
• Beneteau (18)
• O'Day (14)
• Custom (12)
• C&C (11)
• Morgan (11)
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• Capital Yachts (10)
• Island Packet (8)
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• Pacific Seacraft (5)
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• Islander (4)
• Hans Christian (4)
• Watkins (4)
• Precision (4)
• Cheoy Lee (4)
• Ericson (4)
• Young Sun (3)
• General Boats (3)
• Westerly (3)
• West Wight Potter (3)
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24 listings found

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• Price: Low to High
• Price: High to Low
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• Length: Short to Long
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• Date Added: Newest
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• Recently Sold

1984 O'Day 26 | sardine brooklyn, New York, United States

1979 O'Day 30 | Oasis New York, New York, United States

1978 Ericson 27 | Nutmeg New York, New York, United States

1988 Pearson 27 | Good Carma Oyster Bay, New York, United States

1987 Aloha 30 | gazellig Mayfield, New York, United States

1982 Cape Dory 25 | Miss Sadie Ithaca, New York, United States

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1987 Ericson 32 | Windswept West Islip, New York, United States

1977 C&C 29.7 | Aloha Rochester, New York, United States

1987 Catalina 36 | Raison D'Etre Port Jefferson, New York, United States

1971 Morgan 30 | the rose NY Brooklyn, New York, United States

1987 Pearson 27 | Never Say Never West Sayville, New York, United States

1991 Catalina 28.5 | Pi Seas South Huntington, New York, United States

1984 Wellington 27 | Endeavour Dunkirk, New York, United States

1976 Pearson 28 | Passion Fair Haven, New York, United States

1983 Hans Christian 43 | Windborne Chaumont, New York, United States

1985 Cal 10 | BARBARA STATEN ISLAND, New York, United States

1980 Soverel 30 | Rebel Canastota, New York, United States

1978 Cheoy Lee 32 | Night Heron Stony Point, New York, United States

1979 C&C 36 | Solstice Henderson, New York, United States

1999 Beneteau 35 | Terre a Terre Lake Champlain, New York, United States

1967 Pearson 30 Staten Island, New York, United States

1984 Tanzer 22 | Knot Free Northport, New York, United States

1984 Capital Yachts 30 | Seconwind Southold, New York, United States

2014 Macgregor 26 Shirley, New York, United States

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The Sol by Sero Innovation

1984 Express 37 – Available at Shoreline Sailboats!

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Event Website Contact Shoreline Sailboats to find out more about this special offer!

The SOL Sailboat – Available at Shoreline Sailboats! Drawing inspiration from the rays of the sun and waves of the water, the SOL embodies the spirit of adventure and the joy of sailing. A one design sailboat perfect for one to four sailors, its sleek lines, ergonomic features and lightweight […]

1984 Express 37 Sailboat “Troubador” Hull #2 Asking $32,900 The highly regarded Express 37 only at Shoreline Sailboats! Hull number two is as fast as they come and has a tremendous race record. Designed by Carl Schumacher and built by Alsberg Brothers Boatworks in Santa Cruz, California the Express 37 […]

2003 Catalina 250 – Excellent Condition – Wing keel sailboat on double axle trailer- $12,900 The Catalina 250 is the perfect daysailer/ overnighter for the discriminating sailor. In a 2010 review Steve Henkel wrote, “Best features: the wing keel model comes close to being an ideal combination of features and economy […]

Laser Sale at Shoreline Sailboats! LaserPerformance Laser only $5,695 Contact Shoreline Sailboats to get yours!  

3 Used Melges 14s – One stop shopping!

3 Used Melges 14s – One stop shopping! Shoreline Sailboats is pleased to be able to offer these three great boats. Fun x 3!   2016 Melges 14 – $7,600 – Very Good Condition – Blue and Gold Rigs, dolly, deck cover – Ready for fun! 2019 Melges 14 – […]

Great used sailboat! 2008 Laser Vago – Ready for you!

2008 Laser Vago – Great Condition! Only $5,950! Located at Long Beach Island, New Jersey With a modern look, the Laser Vago provides the performance you’d expect for a rip-roaring ride! Easily sailed single or double handed, the Vago is surprisingly graceful in a breeze. She also durable with an almost […]

TOPAZ UNO – One boat does it all!

Probably the most versatile small sailboat ever, with varied choices of rigging options. From beginner to club racer, it’s a great boat for everyone to learn on and enjoy!   The TOPAZ SAILING SYSTEM comes with a choice of rig options so the boat can be set up to suit […]

Rocket Sailboat by Fulcrum Speedworks

 Rocket Sailboat by Fulcrum Speedworks Shoreline Sailboats is pleased to offer the Rocket sailboat – “The classic – made modern” Launch into a new adventure on a strikingly innovative execution of a timeless favorite. 90 lbs of hull weight, built for strength, built for fun and built to go […]

ELEMENT 6 ILCA SAILBOAT

ELEMENT 6 ILCA SAILBOAT – Available at Shoreline Sailboats ILCA Sailboat  – So Many Choices With a number of builders of the ILCA sailboat, it can be confusing to figure out which one is the best choice. Shoreline Sailboats has done your research for you, and have come away with […]

Sails for Sustenance – Sails and Gear Collection

Haiti Needs Your Help! Calling all Western New York sailors: Help Haitian subsistence fisherman by donating old sails, line, and gear. Quantum Sails Rochester and Shoreline Sailboats have teamed up to facilitate this drive. Your donation can give Haitian fishermen the gift of sustainable livelihoods. Collection Dates: October 1st – […]

Nautalytics Simple Compass

The Nautalytics Compass – Sailing Technology Made Simple  AWV TECHNOLOGY FOR POLARIZED SUNGLASSES Nautalytics advanced optics uses a powerful glare free layer to allow for viewing under direct sun from any angle, eliminates blackout zones caused by the alignment of polarized sunglasses and LCD displays; features a rainbow and distortion […]

THE MELGES 15!

THE ROCKET! Built in the USA

SUNFISH – SAIL A CLASSIC!

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Boats "sailboats" for sale in New York City

• Tanzer 22 sailboat-1984 $1,000 Marine Park , Brooklyn
• 17' O DAY SAIL BOAT + TRAILER $100 WHITE PLAINS
• Learn to sail in Williamsburg,Brooklyn $75 Williamsburg
• Sailboat - CAL Boats Auxiliary Sloop $15,000 Greenwich, CT
• Freedom 29 cat sloop $10,499 Brooklyn
• 1979 O'Day 30 $10,999 Far Rockaway
• Catalina 22 Fixed Keel - Best Offer $6,500 Huntington
• Various sailboat, power boat quality parts. Pics attached. $1 Brooklyn
• Sailboat Delivery Captain available $0 queens
• Laser Sailboat - Race Ready $5,200 fairfield co, CT
• CatTrax Catamaran Dolly (Cat Trax) $400 Sloatsburg
• Sunfish Sailboat - Excellent Condition $2,400 Sloatsburg
• 27' (Cherubini) Hunter 27 sailboat $10,000 Brooklyn
• Catalina 22 sailboat with trailer $5,000 fairfield co, CT
• 2013 Hobie Cat 16' Sailboat w/ Trailer $10,700 Sloatsburg
• C&C $2,000 Port Washington
• catalina 25 tall mast pop top $7,500 NORWALK
• 28 Saber Yacht 1973 $3,300 Jersey City
• 1972 Croft Craft 24' Sail Boat $1,400 Arverne
• Swan 44. Carbon mast. Listening to offers! $47,000 Long island
• Learn to sail in NYC $75 Williamsburg
• Don’t buy the wrong boat! Hire a Marine Surveyor $500 queens
• Race Ready i420 and trailer for sale $9,000 Larchmont
• Sailboat Seafarer Swiftsure 30 for sale! $11,500 new jersey
• Thinking about a sailboat? Learn to sail first $75 Williamsburg
• CLASSIC 25 FT PACIFIC SEASCRAFT $0 BROOKLYN, NY.
• 1985 Catalina 25' sailboat 9.9 hp 4 stroke / w/pop-top/ swing-keel $8,500 Portsmouth
• 1987 AMF Sunfish Lite $850 Peekskill
• 1984 Dufour Mezzo 28 $0 Mamaroneck
• Ericson29 Sail boat $12,500 New Rochelle
• Sail surf board complete $600 COS COB
• Pearson 26 $7,500 Mamaroneck, NY
• Catalina 25 Sailboat $5,500 Brooklyn
• 1979 SEAFARER 23 CHALLENGER $1 Port Washington
• 1971 Dufour Arpege $9,500 Mamaroneck
• Learn to sail in Williamsburg,or just go for a relaxing cruise $75 Williamsburg
• Aquacat wanted $100 New York
• RARE 25 FT PACIFIC SEACRAFT $0 BROOKLYN NEW YORK
• 1976 PEARSON 30 Sailboat for Sale $8,500 cobble hill
• Hobie Cat 14 Turbo $3,500 Rockland County
• Fully upgraded and Remodeled Sailboat- Moving $19,800 Brooklyn
• 1981 Pearson 28 $8,750 Glen Cove
• Bote Rackham Aero 11ft inflatable paddle board no quarter edge $1,000 Whitestone11357
• 12ft Laser SailBoat with Trailer $400 White Plains, NY
• 14' Porpoise - like sunfish $550 brooklyn
• Stop paying high rental fees to dock-SAFE, *AWARD WINNING *DEEP WATER $34,000 Croton on Hudson
• Glen Cove Yacht Club OPEN HOUSE March 16, 2024 $0 queens
• The 2020 Fulcrum Speedworks Hydrofoiling Sailboat UFO - NEVER USED $4,000 Brooklyn
• Tartan 27 $7,500 Norwalk
• Boat Survey inspections $0 long island
• 25 Ft Catalina $2,950 Greenwich
• 1978 14’ Sunfish sailboat $850 Canarsie
• C&C 29' (MkI) $9,500 Brooklyn
• Wooden Boat Surveys $0 long island
• GET YOUR TAKACAT INFLATABLE BOAT AT 10% OFF NOW WHILE SUPPLIES LAST! $1,799 Battery Park
• Fujinon Binoculars Fujinon Polaris FMTR-SX 7x50 $375 Brooklyn
• Fujinon 7x50 FMTR - SX Professional Boating Binoculars $375 Brooklyn
• 1988 Seebold Eagle 25foot $4,999 Mariners harbor
• SUPER SUNFISH -PERFORMANCE VERSION $1,175 SOMERS
• SUNFISH - AMF ALCORT $975 CARMEL
• 40' Protected Summer 2024 Boat Slip $3,300 Stamford
• Catalina 30 sailboat $25,000 Sayville
• 1980 Ranger 33 $12,500 Ossining
• RIB Mercury Hard inflatable+5HP $1,500 Staten Island
• Brooklyn Yacht Club $75 Sheepshead Bay
• Seitech Sunfish / Laser Sailboat Dolly $325 Sloatsburg
• Klepper Folding Kayak $0 Downtown
• BOAT DOLLY /ONE MAN ROOF TOP LOADER $65 BETHEL, CT
• 50' Deep Water Slip/Dock for Summer/Full Year behind Hurricane Barrier $5,800 Stamford, CT

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New & Used Yachts For Sale In New York

When looking for new, pre-owned, and used yachts for sale in New York, the amount of time it takes to narrow down exactly what you want can some times be intimidating. With so many manufacturers, models, and boat types, how do you begin to find the right yacht that meets your budget and your needs?

United Yacht Sales is the one-stop professional yacht brokerage that can navigate you through the frustrations and help you make the best decision possible when it comes to the purchase of your next boat. We can help you find the yacht for sale, set up the showings, help negotiate pricing, handle the yacht closing and everything else involved, and we do all of this so you are able simply sit back and to enjoy the process. Buying a yacht requires a significant investment and it is our goal to provide you with detailed information and professional guidance.

When searching for a yacht for sale, there are a plethora of options. The yachts on our website number over 7,000 listings, including yachts built by top brands such as Hatteras, Viking, Bertram, Sea Ray, Azimut, Sunseeker, Ferretti, and more. United can also help you find the best used center-console boat in New York from brands like Yellowfin, Contender, and more.

To view a yacht for sale in New York, browse below and click the photo for more information.

YACHTS LOCATED IN New York

78' Maori 78 Express 2021

New York and Miami, New York, United States

70' Princess F70 2020

Staten Island, New York, United States

68' Sunseeker Predator 2014

Whitestone, New York, United States

Lauren Kristy

65' Custom East Bay Boat Works Paddle Wheeler 1987

Oakdale, New York, United States

65' Sunseeker 65 Sport Yacht 2022

Kings Point, New York, United States

CASA SUL MARE

65' Sunseeker Predator 64 2010

Greenport, New York, United States

65' Lagoon Sixty5 2024

New York, New York, United States

64' Pershing Motor Yacht 2013

Port Washington, New York, United States

62' Azimut 62 2003

Freeport, New York, United States

62' Absolute 62 Fly 2022

60' Azimut S6 Sportfly 2021

Huntington, New York, United States

2016 SUNSEEKER 57 PREDATOR

59' Sunseeker 57 Predator 2016

Huntington Bay, New York, United States

58' Meridian 2008

Lake George, New York, United States

58' Sabre 58 Salon Express 2021

Glen Cove, New York, United States

56' Carver 56 Voyager 2005

Pelham, New York, United States

• Page 1 of 15

Search for boats for sale in other cities in New York:

• Babylon, New York
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• Huntington, New York
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United Yacht Sales is the brokerage firm that gives you the personal attention you need. Since we opened our doors in 2002 to sell yachts in Florida, our actions and care for you, the client, have helped us become the largest independent yacht brokerage in the country. It is this attitude that ensures our buyers and sellers return to us when they are ready to buy or sell a yacht again.

Our professional yacht brokers number more than 200 and encompass the United States, Canada, the Bahamas, Mexico and other locations worldwide. This means we have extensive coverage in the major markets throughout North America. Our knowledgeable and experienced yacht brokers get results, as evidenced by the over 650 transactions closed annually. UYS has closed over $1.3 billion in yachts since opening. When you're searching for used yachts for sale in New York, United Yachts Sales ensures you find the yacht you are searching for.

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Police sink ‘east bay pirates’ after seafaring bandits terrorize houseboats, yachts.

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Suspected seafaring bandits terrorizing San Francisco Bay residents are now landlocked in jail cells.

Three suspected maritime burglars accused of breaking into a business on Embarcadero, San Francisco’s iconic east-facing waterfront, were arrested in the Oakland-Alameda Estuary on March 28, Oakland police said.

It’s a major step forward for residents living in houseboats and yachts on the 800-foot-wide waterway, which endured almost a year of theft and physical confrontations with the so-called “East Bay Pirates.” 

Starting last summer, vagrants – believed to be from Oakland’s homeless encampments – used small boats to raid the large ships and steal valuables. Homeowners fought back and chased would-be thieves across San Francisco Bay.

The suspects, who weren’t named, allegedly broke into a business on March 13. They were spotted on surveillance video in the estuary.

Law enforcement executed search warrants on the small boats and found the stolen property, according to Oakland police, which sent the case to the Alameda County District Attorney for charges.

The DA’s office didn’t immediately respond to Fox News Digital’s follow-up questions. 

The Oakland-Alameda Estuary separates the two cities and includes multiple marinas with about 3,000 boat slips, where a community lives on houseboats and yachts.

Last summer and fall, maritime burglars used small, stolen, or discarded boats to ransack large vessels and steal anything they could get their hands on. 

Then they would either sink the ships or dump whatever was left of the boats miles away in Oakland Harbor or along its shorelines.

Several residents in the area shared personal anecdotes about the dire situation in several municipal meetings last year, including the San Francisco Bay Conservation and Development Commission’s (BCDC) enforcement meeting.

“The open shoreline of the (Oakland-Alameda) estuary is littered with sunken wrecks and derelict, end-of-life vessels, and crime has risen to truly intolerable levels,” former harbormaster Brock de Lappe said during an October BCDC meeting. 

“Multiple vessels have been stolen and ransacked. Victims have had to resort to personally confronting the criminals to recover their property without the benefit of police support. Is this an appropriate activity for a 79-year-old senior?”

One woman said she rescued a man whose sailboat drifted into the bay without a motor or any way to get back to shore after one of the “pirates” cut his boat line during an argument.

Other residents told Fox News Digital they chased would-be thieves across the bay, and they shared videos of the chase and surveillance footage. 

Dan Hill, who was one of the leaders in the area to bring the issue to the forefront, was one of dozens or more pounding the tables at municipal meetings, writing letters, and calling officials to address the problem. 

Each “attack” and theft can cost the owner thousands to tens of thousands of dollars, Hill told Fox News Digital in a previous interview.

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Over the weekend, he said the situation appeared to have been “cleaned up pretty good” and praised the arrests. 

For months, jurisdiction question marks and eroding law enforcement staffing levels complicated the issue, but the Oakland and Alameda police departments worked together and teamed up with the Coast Guard, which has a base in the estuary.

Alameda Police Chief Nishant Joshi called it a “regional approach” to protect the waterway during an October 2023 interview with Fox News Digital . 

“In the waterways, it’s very difficult to draw a line,” Joshi said at the time. “There are no roadways or fence lines, so we all have a shared interest, much like crime as a whole, to deal with this as a regional approach.”

Joshi’s comments were echoed by the Coast Guard spokesperson, who said, “It’s a federal and state problem, and we’re all working to protect the best interests of everyone in the estuary.”

As for this particular case involving the suspected business burglars, Oakland police said the case and ongoing thefts in and around the Oakland estuary are still under investigation.

Anyone with information is asked to contact the Oakland Police Department’s burglary unit at 510-238-3951.

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Where to find "I Love NY" eclipse glasses for April 8, 2024 total solar eclipse in New York

NEW YORK --  Limited edition "I Love NY" solar eclipse glasses are now available statewide ahead of the  April 8 total solar eclipse .

Gov. Kathy Hochul  is giving a live update on the state's preparations for the celestial celebration. Watch streaming now on CBS News New York .

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Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies

LexisNexis, which generates consumer risk profiles for the insurers, knew about every trip G.M. drivers had taken in their cars, including when they sped, braked too hard or accelerated rapidly.

Some drivers of General Motors cars, like these Chevrolet Bolts, may not realize that their driving data is being shared with insurance companies. Credit... Carlos Osorio/Associated Press

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By Kashmir Hill

Kashmir Hill has been writing about technology and privacy for more than a decade.

• Published March 11, 2024 Updated March 13, 2024

Kenn Dahl says he has always been a careful driver. The owner of a software company near Seattle, he drives a leased Chevrolet Bolt. He’s never been responsible for an accident.

So Mr. Dahl, 65, was surprised in 2022 when the cost of his car insurance jumped by 21 percent. Quotes from other insurance companies were also high. One insurance agent told him his LexisNexis report was a factor.

LexisNexis is a New York-based global data broker with a “Risk Solutions” division that caters to the auto insurance industry and has traditionally kept tabs on car accidents and tickets. Upon Mr. Dahl’s request, LexisNexis sent him a 258-page “ consumer disclosure report ,” which it must provide per the Fair Credit Reporting Act.

What it contained stunned him: more than 130 pages detailing each time he or his wife had driven the Bolt over the previous six months. It included the dates of 640 trips, their start and end times, the distance driven and an accounting of any speeding, hard braking or sharp accelerations. The only thing it didn’t have is where they had driven the car.

On a Thursday morning in June for example, the car had been driven 7.33 miles in 18 minutes; there had been two rapid accelerations and two incidents of hard braking.

According to the report, the trip details had been provided by General Motors — the manufacturer of the Chevy Bolt. LexisNexis analyzed that driving data to create a risk score “for insurers to use as one factor of many to create more personalized insurance coverage,” according to a LexisNexis spokesman, Dean Carney. Eight insurance companies had requested information about Mr. Dahl from LexisNexis over the previous month.

“It felt like a betrayal,” Mr. Dahl said. “They’re taking information that I didn’t realize was going to be shared and screwing with our insurance.”

In recent years, insurance companies have offered incentives to people who install dongles in their cars or download smartphone apps that monitor their driving, including how much they drive, how fast they take corners, how hard they hit the brakes and whether they speed. But “drivers are historically reluctant to participate in these programs,” as Ford Motor put it in a patent application that describes what is happening instead: Car companies are collecting information directly from internet-connected vehicles for use by the insurance industry.

Sometimes this is happening with a driver’s awareness and consent. Car companies have established relationships with insurance companies, so that if drivers want to sign up for what’s called usage-based insurance — where rates are set based on monitoring of their driving habits — it’s easy to collect that data wirelessly from their cars.

But in other instances, something much sneakier has happened. Modern cars are internet-enabled, allowing access to services like navigation, roadside assistance and car apps that drivers can connect to their vehicles to locate them or unlock them remotely. In recent years, automakers, including G.M., Honda, Kia and Hyundai, have started offering optional features in their connected-car apps that rate people’s driving. Some drivers may not realize that, if they turn on these features, the car companies then give information about how they drive to data brokers like LexisNexis.

Automakers and data brokers that have partnered to collect detailed driving data from millions of Americans say they have drivers’ permission to do so. But the existence of these partnerships is nearly invisible to drivers, whose consent is obtained in fine print and murky privacy policies that few read.

Especially troubling is that some drivers with vehicles made by G.M. say they were tracked even when they did not turn on the feature — called OnStar Smart Driver — and that their insurance rates went up as a result.

“GM’s OnStar Smart Driver service is optional to customers,” a G.M. spokeswoman, Malorie Lucich, said. “Customer benefits include learning more about their safe driving behaviors or vehicle performance that, with their consent, may be used to obtain insurance quotes. Customers can also unenroll from Smart Driver at any time.”

Even for those who opt in, the risks are far from clear. I have a G.M. car, a Chevrolet. I went through the enrollment process for Smart Driver; there was no warning or prominent disclosure that any third party would get access to my driving data.

“I am surprised,” said Frank Pasquale, a law professor at Cornell University. “Because it’s not within the reasonable expectation of the average consumer, it should certainly be an industry practice to prominently disclose that is happening.”

Policymakers have expressed concern about the collection of sensitive information from consumers’ cars. California’s privacy regulator is currently investigating automakers’ data collection practices. Last month, Senator Edward Markey of Massachusetts also urged the Federal Trade Commission to investigate.

“The ‘internet of things’ is really intruding into the lives of all Americans,” Senator Markey said in an interview. “If there is now a collusion between automakers and insurance companies using data collected from an unknowing car owner that then raises their insurance rates, that’s, from my perspective, a potential per se violation of Section 5 of the Federal Trade Commission Act.”

That is the federal law that prohibits unfair and deceptive business practices that harm consumers.

‘Smart Driver’

Mr. Dahl shared his experience on an online forum for Chevy Bolt enthusiasts, on a thread where other people expressed shock to find that LexisNexis had their driving data. Warnings about the tracking are scattered across online discussion boards dedicated to vehicles manufactured by G.M. — including Corvettes, a sports car designed for racking up “acceleration events.” (One driver lamented having data collected during a “track day,” while testing out the Corvette’s limits on a professional racetrack.)

Numerous people on the forums complained about spiking premiums as a result. A Cadillac driver in Palm Beach County, Fla., who asked not to be named because he is considering a lawsuit against G.M., said he was denied auto insurance by seven companies in December. When he asked an agent why, she advised him to pull his LexisNexis report. He discovered six months of his driving activity, including many instances of hard braking and hard accelerating, as well as some speeding.

“I don’t know the definition of hard brake. My passenger’s head isn’t hitting the dash,” he said. “Same with acceleration. I’m not peeling out. I’m not sure how the car defines that. I don’t feel I’m driving aggressively or dangerously.”

When he finally obtained car insurance, through a private broker, it was double what he had previously been paying.

The Cadillac owner, Mr. Dahl and the drivers on the forums had all been enrolled in OnStar Smart Driver. OnStar is G.M.’s Internet-connected service for its cars and Smart Driver is a free, gamified feature within G.M.’s connected car apps (all part of OnStar, but branded MyChevrolet, MyBuick, MyGMC and MyCadillac).

Smart Driver can “help you become a better driver,” according to a corporate website , by tracking and rating seatbelt use and driving habits. In a recent promotional campaign, an Instagram influencer used Smart Driver in a competition with her husband to find out who could collect the most digital badges, such as “brake genius” and “limit hero.”

In response to questions from The New York Times, G.M. confirmed that it shares “select insights” about hard braking, hard accelerating, speeding over 80 miles an hour and drive time of Smart Driver enrollees with LexisNexis and another data broker that works with the insurance industry called Verisk.

Customers turn on Smart Driver, said Ms. Lucich, the G.M. spokeswoman, “at the time of purchase or through their vehicle mobile app.” It is possible that G.M. drivers who insisted they didn’t opt in were unknowingly signed up at the dealership, where salespeople can receive bonuses for successful enrollment of customers in OnStar services, including Smart Driver, according to a company manual .

The Cadillac owner in Florida said he had not heard of Smart Driver and never noticed it in the MyCadillac app. He reviewed the paperwork he signed at the dealership when he bought his Cadillac in the fall of 2021 and found no mention of signing up for it.

“When a customer accepts the user terms and privacy statement (which are separately reviewed in the enrollment flow), they consent to sharing their data with third parties,” Ms. Lucich wrote in an email, pointing to OnStar’s privacy statement .

But that statement’s section on “third-party business relationships” does not mention Smart Driver. It names SiriusXM as a company G.M. might share data with, not LexisNexis Risk Solutions, which G.M. has partnered with since 2019 .

Jen Caltrider, a researcher at Mozilla who reviewed the privacy policies for more than 25 car brands last year, said that drivers have little idea about what they are consenting to when it comes to data collection. She said it is “impossible for consumers to try and understand” the legalese-filled policies for car companies, their connected services and their apps. She called cars “a privacy nightmare.”

“The car companies are really good at trying to link these features to safety and say they are all about safety,” Ms. Caltrider said. “They’re about making money.”

Neither the car companies nor the data brokers deny that they are engaged in this practice, though automakers say the main purpose of their driver feedback programs is to help people develop safer driving habits.

After LexisNexis and Verisk get data from consumers’ cars, they sell information about how people are driving to insurance companies. To access it, the insurance companies must get consent from the drivers — say, when they go out shopping for car insurance and sign off on boilerplate language that gives insurance companies the right to pull third-party reports. (Insurance companies commonly ask for access to a consumer’s credit or risk reports, though they are barred from doing so in California, Massachusetts, Michigan and Hawaii.)

An employee familiar with G.M.’s Smart Driver said the company’s annual revenue from the program is in the low millions of dollars.

LexisNexis Risk Solutions, which retains consumers’ driving data for six months, has “strict privacy and security policies designed to ensure that data is not accessed or used impermissibly,” the company said in a statement.

Verisk provides insurers with trip data and a risk score “approved by insurance regulators in 46 states and the District of Columbia,” said a spokeswoman, Amy Ebenstein. Automakers that Verisk gets data from “provide their customers notice and obtain appropriate consents,” she said.

Some drivers who had Smart Driver turned on, though, said they did not even realize they were enrolled until they saw warnings on online forums and then checked their app. They quickly unenrolled themselves by turning off Smart Driver in their car app.

Omri Ben-Shahar, a law professor at the University of Chicago, said he was in favor of usage-based insurance — where insurers monitor mileage and driving habits to determine premiums — because people who are knowingly monitored are better drivers. “People drive differently,” he said. “The impact on safety is enormous.”

But he was troubled, he said, by “stealth enrollment” in programs with “surprising and potentially injurious” data collection. There is no public safety benefit if people don’t know that how they drive will affect how much they pay for insurance.

‘Real-World Driving Behavior’

General Motors is not the only automaker sharing driving behavior. Kia, Subaru and Mitsubishi also contribute to the LexisNexis “ Telematics Exchange ,” a “portal for sharing consumer-approved connected car data with insurers.” As of 2022, the exchange, according to a LexisNexis news release , has “real-world driving behavior” collected “from over 10 million vehicles.”

Verisk also claims to have access to data from millions of vehicles and partnerships with major automakers, including Ford, Honda and Hyundai.

Two of these automakers said they were not sharing data or only limited data. Subaru shares odometer data with LexisNexis for Subaru customers who turn on Starlink and authorize that data be shared “when shopping for auto insurance,” said a spokesman, Dominick Infante.

Ford “does not transmit any connected vehicle data to either partner,” said a spokesman, Alan Hall, but partnered with them “to explore ways to support customers” who want to take part in usage-based insurance programs. Ford will share driving behavior from a car directly with an insurance company, he said, when a customer gives explicit consent via an in-vehicle touch screen.

The other automakers all have optional driver-coaching features in their apps — Kia , Mitsubishi and Hyundai have “Driving Score,” while Honda and Acura have “Driver Feedback” — that, when turned on, collect information about people’s mileage, speed, braking and acceleration that is then shared with LexisNexis or Verisk, the companies said in response to questions from The New York Times.

But that would not be evident or obvious to drivers using these features. In fact, before a Honda owner activates Driver Feedback, a screen titled “Respect for your Privacy” assures drivers that “your data will never be shared without your consent.” But it is shared — with Verisk, a fact disclosed in a more than 2,000-word “terms and conditions” screen that a driver needs to click “accept” on. (Honda does mention Verisk in an FAQ on its website and Kia highlights its relationship with LexisNexis Risk Solutions on its website . A Kia spokesman said LexisNexis can’t share driving score data of Kia participants with insurers without additional consent.)

Drivers who have realized what is happening are not happy. The Palm Beach Cadillac owner said he would never buy another car from G.M. He is planning to sell his Cadillac.

How to Find Out What Your Car Is Doing

See the data your car is capable of collecting with this tool: https://vehicleprivacyreport.com/ .

Check your connected car app, if you use one, to see if you are enrolled in one of these programs.

Do an online search for “privacy request form” alongside the name of your vehicle’s manufacturer. There should be instructions on how to request information your car company has about you.

Request your LexisNexis report: https://consumer.risk.lexisnexis.com/consumer

Request your Verisk report: https://fcra.verisk.com/#/

Find something interesting, or know more about this? Contact me at [email protected].

Susan C. Beachy contributed research.

An earlier version of this article referred imprecisely to Honda’s disclosure of its relationship with Verisk, the data broker. That relationship is described in an FAQ on Honda’s website.

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Kashmir Hill writes about technology and how it is changing people’s everyday lives with a particular focus on privacy. She has been covering technology for more than a decade. More about Kashmir Hill

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